Our proprietary software creates a hypothetical synthetic asset as a proxy for the life insurance policy to educate clients and advisors how certain crediting methods, charges, floors, caps and multipliers can affect financial outcomes.


This synthetic asset is backtested throughout 121 different historical 40-year periods, modeling index volatility, participating loan arbitrage (both positive and negative), and variable interest rates.

We are the ONLY premium financing intermediary that has the capability to model these essential elements.


No other premium financing intermediary can say that.