AG-49A is a regulation that is greatly restricting what life insurance carriers can illustrate.

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The spirit in which AG-49A was created is actually a good thing, intended to promote consumer protection, preventing overzealous insurance carriers from illustrating overly-aggressive and non-transparent outcomes.  However some of these restrictions have made it impossible to show a client how multipliers and indexed/participating loans may potentially enhance or adversely affect cash value performance over time.

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Watch the webinar video below to see how our proprietary software gives advisors a fantastic educational tool to explain to a client both the merits and pitfalls of these policy attributes...