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Case Studies

We have several different premium financing platforms to choose from.  Each lending package is specifically designed to optimize a specific outcome, depending on what the client's financial goals are. 

Below is a description of just a few of our designs, along with a case study.

You can download the PDF or you can watch a video reviewing the case (the same video format we send our clients when we record a custom video of us reviewing their case).

1


DEATH BENEFIT
design

First
Dollar
Financing

*7-Pay

*100% Financed

*Pay Interest-Only

*Exit Loan In Year 11

*Collateral Required

CASE STUDY:
Male A43

$40MM Low Point
Net Death Benefit

DOWNLOAD
CASE STUDY

WATCH CASE STUDY VIDEO

2


DEATH BENEFIT
design

THIRD
YEAR
FINANCING

*10-Pay

*Pay 100% Premium Years 1 & 2

*Pay 25% Premium + Finance 75% + Accrue Interest In Years 3-10

*Exit Loan In Year 11

*Zero Collateral

CASE STUDY:
Survivorship
Male A55 &
Female A53

$9MM Low Point Net Death Benefit

DOWNLOAD
CASE STUDY

WATCH CASE STUDY VIDEO

3


RETIREMENT INCOME
design

THIRD
YEAR
FINANCING

*10-Pay

*Pay 100% Premium Years 1 & 2

*Pay 25% Premium + Finance 75% + Accrue Interest In Years 3-10

*Exit Loan In Year 11

*Zero Collateral

CASE STUDY:
Male A56

Contribution:
$100K x 10 Years

DOWNLOAD
CASE STUDY

WATCH CASE STUDY VIDEO

4


RETIREMENT
INCOME
design

First
Dollar
Financing

*10-Pay

*100% Financed

*Pay Interest-Only

*Exit Loan In Year 11

*Collateral Required

CASE STUDY:
Male A35

$750K Annual Premium 100% Financed

DOWNLOAD
CASE STUDY

5


RETIREMENT
INCOME
design

SIXTH
YEAR
FINANCING

*10-Pay 

*Pay 100% Premium Years 1 - 5

*Pay Partial Premium + Finance Partial Premium + Pay Interest In Years 6-10

*Exit Loan In Year 11

*Zero Collateral

CASE STUDY:
Male A50

Contribution:
$250K x 10 Years

DOWNLOAD
CASE STUDY

WATCH CASE STUDY VIDEO

Watch the video below to see a deeper explanation (and comparative analysis) of our various lending platforms:

    1. First-Dollar Financing (FDF)
    2. Partial-Equity Interest Accrual (PEIA)
    3. Leveraged Index Arbitrage (LIA)
    4. Third-Year Financing (3YF)
    5. Sixth-Year Financing (6YF)

In this video, we'll also explain how our backtesting software works, as well as our perspective of the current interest rate environment.

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