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Case Studies

We have several different premium financing platforms to choose from.  Each lending package is specifically designed to optimize a specific outcome, depending on what the client's financial goals are. 

Below is a description of just a few of our designs, along with a case study.

You can download the PDF or you can watch a video reviewing the case (the same video format we send our clients when we record a custom video of us reviewing their case).

1


DEATH BENEFIT
design


First
Dollar
Financing


*7-Pay

*100% Financed

*Pay Interest-Only

*Exit Loan In Year 11

*Collateral R
equired


CASE STUDY:
M
ale A43

$40MM Low Point
Net Death Benefit

2


DEATH BENEFIT
design


THIRD
YEAR
FINANCING


*10-Pay

*Pay 100% Premium Years 1 & 2

*Pay 25% Premium + Finance 75% + Accrue Interest In Years 3-10

*Exit Loan In Year 11

*Zero Coll
ateral


CASE STUDY:
Survivorship
Male A55 &
Female A53


$9MM Low Point Net Death Benefit

3


RETIREMENT INCOME
design


THIRD
YEAR
FINANCING


*10-Pay

*Pay 100% Premium Years 1 & 2

*Pay 25% Premium + Finance 75% + Accrue Interest In Years 3-10

*Exit Loan In Year 11

*Zero Collateral


CASE STUDY:
Male A56

Contribution:
$100K x 10 Years

4


RETIREMENT
INCOME

design


First
Dollar
Financing


*10-Pay

*100% Financed

*Pay Interest-Only

*Exit Loan In Year 11

*Collateral Required


CASE STUDY:
Male A35

$750K Annual Premium 100% Financed

5


RETIREMENT
INCOME

design


SIXTH
YEAR
FINANCING


*10-Pay 

*Pay 100% Premium Years 1 - 5

*Pay Partial Premium + Finance Partial Premium + Pay Interest In Years 6-10

*Exit Loan In Year 11

*Zero Collater
al


CASE STUDY:
Male A50

Contribution:
$250K x 10 Years

DOWNLOAD
CASE STUDY

WATCH CASE STUDY VIDEO

DOWNLOAD
CASE STUDY

WATCH CASE STUDY VIDEO

DOWNLOAD
CASE STUDY

WATCH CASE STUDY VIDEO

DOWNLOAD
CASE STUDY

DOWNLOAD
CASE STUDY

WATCH CASE STUDY VIDEO

Watch the video below to see a deeper explanation (and comparative analysis) of our various lending platforms:

    1. First-Dollar Financing (FDF)
    2. Partial-Equity Interest Accrual (PEIA)
    3. Leveraged Index Arbitrage (LIA)
    4. Third-Year Financing (3YF)
    5. Sixth-Year Financing (6YF)

In this video, we'll also explain how our backtesting software works, as well as our perspective of the current interest rate environment.

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