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Case Studies
We have several different premium financing platforms to choose from. Each lending package is specifically designed to optimize a specific outcome, depending on what the client's financial goals are.
Below is a description of just a few of our designs, along with a case study.
You can download the PDF or you can watch a video reviewing the case (the same video format we send our clients when we record a custom video of us reviewing their case).
1
DEATH BENEFIT
design
First
Dollar
Financing
*7-Pay
*100% Financed
*Pay Interest-Only
*Exit Loan In Year 11
*Collateral Required
CASE STUDY:
Male A43
$40MM Low Point
Net Death Benefit
2
DEATH BENEFIT
design
THIRD
YEAR
FINANCING
*10-Pay
*Pay 100% Premium Years 1 & 2
*Pay 25% Premium + Finance 75% + Accrue Interest In Years 3-10
*Exit Loan In Year 11
*Zero Collateral
CASE STUDY:
Survivorship
Male A55 &
Female A53
$9MM Low Point Net Death Benefit
3
RETIREMENT INCOME
design
THIRD
YEAR
FINANCING
*10-Pay
*Pay 100% Premium Years 1 & 2
*Pay 25% Premium + Finance 75% + Accrue Interest In Years 3-10
*Exit Loan In Year 11
*Zero Collateral
CASE STUDY:
Male A56
Contribution:
$100K x 10 Years
4
RETIREMENT
INCOME
design
First
Dollar
Financing
*10-Pay
*100% Financed
*Pay Interest-Only
*Exit Loan In Year 11
*Collateral Required
CASE STUDY:
Male A35
$750K Annual Premium 100% Financed
5
RETIREMENT
INCOME
design
SIXTH
YEAR
FINANCING
*10-Pay
*Pay 100% Premium Years 1 - 5
*Pay Partial Premium + Finance Partial Premium + Pay Interest In Years 6-10
*Exit Loan In Year 11
*Zero Collateral
CASE STUDY:
Male A50
Contribution:
$250K x 10 Years
DOWNLOAD
CASE STUDY
WATCH CASE STUDY VIDEO
DOWNLOAD
CASE STUDY
WATCH CASE STUDY VIDEO
DOWNLOAD
CASE STUDY
WATCH CASE STUDY VIDEO
DOWNLOAD
CASE STUDY
WATCH CASE STUDY VIDEO
DOWNLOAD
CASE STUDY
WATCH CASE STUDY VIDEO
Watch the video below to see a deeper explanation (and comparative analysis) of our various lending platforms:
1. First-Dollar Financing (FDF)
2. Partial-Equity Interest Accrual (PEIA)
3. Leveraged Index Arbitrage (LIA)
4. Third-Year Financing (3YF)
5. Sixth-Year Financing (6YF)
In this video, we'll also explain how our backtesting software works, as well as our perspective of the current interest rate environment.
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