Death Benefit Only
Case Designs
Click on which Death Benefit-Only Case Design you would like to see, and the link will jump you to a library of case studies with different client ages to choose from...
*Borrow 100% of the Premiums
*Pay 100% of Interest Due
Each Year (zero accrual)
*Pay Off Lender in Year 14
*Outside Collateral Required
*10-Year Level Contribution
*Pay 10%-20% Premium
Out-Of-Pocket
*Borrow Remaining Premium &
Accrue 100% of Interest Each Year
*Pay Off Lender in Year 14
*Outside Collateral Required
*Use Either FDF or PEIA
*Pay Off Lender in Year 14
*When Policy Values Allow,
Client Takes Policy Loans
to Recover 100% of
Outlay Expense
*End Result is Zero Net Cost
*Outside Collateral Required
04
Third-Year
Financing
(3YF)
*This design is Used for Retirement Income Cases Only
