dangers of interest accrual

In this video, we review a case study that was brought to us by a client.  Another premium financing intermediary had sold him this policy, financed using an irresponsibly leveraged strategy using interest accrual. 

 

It worked assuming the policy enjoyed a 5.67% index credit each year, but when run at a 5.41% index credit, it would lapse in policy year 14

 

It is not much different than paying full retail price for a fake Rolex watch.

If you're a detail-oriented advisor, go to our YouTube channel to watch all of our webinars.  We have enough video content for you to earn your Ph.D. in Premium Financing (well, not quite, but pretty close to it).  Click Here to check it out.

© 2021 by Lionsmark Capital, LLC

  • YouTube
  • LinkedIn
  • White Facebook Icon