dangers of interest accrual

In this video, we review a case study that was brought to us by a client.  Another premium financing intermediary had sold him this policy, financed using an irresponsibly leveraged strategy using interest accrual. 


It worked assuming the policy enjoyed a 5.67% index credit each year, but when run at a 5.41% index credit, it would lapse in policy year 14


It is not much different than paying full retail price for a fake Rolex watch.

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